Debt Relief Information

Assess Your Financial Attitude and Eliminate Your Debt Forever


Want to know if your attitude towards your finances is helping you or damaging your future? Take this Quiz and find out...

I consider myself out of debt when:

1.I don't owe anyone anything
2.I don't owe anyone, except for a mortgage and a car loan
3.I could pay off my credit card debts at any time
4.I'm making all my minimum monthly payments on time

If my friend told me he had several credit cards with all zero balances, I would think:

1.He's very disciplined
2.I should ask him for some tips
3.He must not have much fun
4.What a waste of a lot of unused credit

My bill paying system is to:

1.Sit down each Sunday night and pay what's due in the next ten days
2.Check the pile of bills every few days and pay any that are past due
3.Wait until three days before the ten-day grace period expires
4.Pay a bill when the company calls to remind me I'm late

If I find myself in a financial pinch, I:

1.Reduce my spending and don't charge anything
2.Get a part-time job and pay down some debt
3.Don't worry, just charge everything
4.Don't worry, my dad always helps me out

When we need a new appliance, my spouse and I:

1.Review our budget to decide when we can afford to pay cash
2.Review our budget to make sure we can afford the payments to charge it
3.Go to the store together and get the appliance we want
4.Go to the store separately and each get what we want, to surprise each other.

I pay off my credit cards balances:

1.Every month
2.Every two or three months
3.A couple of times a year
4.Never

When I buy a new car I'll:

1.Trade in my old one, add a big down payment, and pay the rest with a car loan of three years or less
2.Trade in the current one and pay the rest with a five-year car loan
3.Lease
4.Trade in my old car, which is worth less than I owe on it, and roll over the balance into a six-year loan for the new car

I believe that using professional financial services:

1.Is a good way to learn how to accomplish your goals
2.Is okay for people with complicated finances
3.Is something I'd consider if I had more time
4.Is only for rich people

If something is innacurate on my credit report, I:

1.Call immediately to find out how to dispute it
2.Wait till I have some spare time to call and inquire
3.Order my report again next year and see if it changes
4.Forget about it since it's out of my control

I feel financially comfortable when I:

1.Have a secure income, savings, a growing retirement account and enough insurance coverage
2.Have a good job
3.Have enough money to pay my monthly bills
4.Can get approved for a loan for a new car

To Get the results for your quiz, only go to http://excellentcreditnow.com/QuizResults.html and get the score for your Test and what does it mean to you for FREE.

Copyright © 2005 Excellentcreditnow.com - All Rights Reserved

Carmen Shearer is the President and CEO of S&S Financial Solutions. She has worked in the finance arena for over 10 years and holds two engineering degrees and an MBA from a branch of Harvard Business School. S&S Financial Solutions offers you credit repair tools, debt elimintation programs and personal financial information with a 90 days guarantee. For more credit related information go to: http://www.excellentcreditnow.com or for how to eliminate your debt go to http://www.excellentcreditnow.com/NoMoreDebt.com


MORE RESOURCES:

Thaindian.com

Debt relief Waiving, not drowning
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A KNOT of farmers points in anticipation and dread at the spreadsheets posted on the walls of a bank in Sikandrabad, a small town in Uttar Pradesh, ...
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Dhumal writes to FinMin for debt relief anomalies
Business Standard, India - Jul 3, 2008
... has sought removal of numerous anomalies in the Union government's debt relief scheme so that majority of farmers of the hill state could be benefitted. ...


Persons seeking debt relief must comprehend tax consequences
New England Real Estate Journal Online, MA - 22 hours ago
Persons charged with negotiating debt relief with lenders must be certain to fully comprehend the many technical tax consequences of any debt restructuring.


99 Thousand Himachal Farmers To Get Rs 260 Cr Debt Relief Under ...
myHimachal, India - Jul 3, 2008
He added that 3789 other farmers had been provided a debt relief of Rs 16.83 Crores. Murgai said that all banks in the state had completed the ...


Money Management, Small Business, Debt Relief And Bill Paying
The Open Press (press release) - Jun 30, 2008
How do you handle paying your bills and get debt relief without having a nervous breakdown? The best way to get solvent rapidly is to use a simple money ...


Jamaica Gleaner

Obama's promise of debt relief a $29b opportunity for Jamaica
Jamaica Gleaner, Jamaica - Jun 27, 2008
Democratic presidential candidate, Senator Barack Obama, is promising 100 per cent debt relief for the Caribbean if he becomes the next leader of the United ...


The Associated Press

Obama donates $4600 to Clinton's debt relief
The Associated Press - Jun 26, 2008
WASHINGTON (AP) — Barack Obama announced Thursday that he will help pay off Hillary Rodham Clinton's more than $20 million debt, personally writing a check ...


ABC News

Obama, Clinton Seek $$$ For Campaign & Debt Relief
WBEN 930, NY - Jun 26, 2008
Buffalo, NY (AP/WBEN) - Barack Obama is asking his money bundlers to help Hillary Clinton pay off at least $10-million in debt from her failed presidential ...
Video: Obama, Bill Clinton End Mutual Silent Treatment AssociatedPress
Obama, Clinton won't leave them laughing Concord Monitor
Clinton Seeks Help for Obama From Top Fundraisers (Update1) Bloomberg
all 6,097 news articles


Kuwait MPs pass $1.9 bln consumer debt relief fund
Reuters India, India - Jun 24, 2008
The government submitted the debt relief plan after deputies said a 300 million dinar fund set up in December was not sufficient, a move that could ...


Total 7412 farmers benefit from waiver scheme
Business Standard, India - 6 hours ago
Following wide publicity given to the agriculture and debt relief scheme, 2008, throughout the state since March this year, thousands of farmers submitted ...

Debt-Relief - Google News

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