We do not charge any fees for your request. Lenders, lender networks, and other marketers in our network pay us if they offer you a loan or alternative loan option after reviewing your information through our service.
We are not a lender
The operator of this website is not a lender, does not broker loans to lenders, and does not make loan or credit decisions. It is not an agent, representative, or broker of any lender and does not endorse any lender or charge you for any service or product. This website does not constitute an offer or solicitation to lend. This site allows you to submit the information you provide to a lender. We exercise no control over the lenders or lending partners in our network and are not responsible for any of their actions. We are not their agents or representatives. The loan request you submit through GoodCreditLoans.com is not a loan application.
Available options
Good Credit Loans does not have access to all lenders or all available loan products. You should not assume that any offer you receive using our service is the best available option for you. You should always compare other options and make your own informed decision about the best products or services for your unique situation.
Representative example
If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6,320.12 which, including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR.
APR & rates
We do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders—the APR range is from 5.99% to 35.99% max APR. Loan repayment period: minimum 61 days. Although some providers offer rates from 5.99% up to 35.99% APR, rates that low are only available to certain customers. The repayment terms are for closed-end loan products, and are not reflective of all loan products offered in our network.
State availability
Some lenders and services may not be accessible to residents of all States based on lender preferences and legislation particular to that State. We do not provide our service in the following states: Arkansas, Connecticut, New Hampshire, New York, Montana, South Dakota, Vermont, West Virginia, Indiana, Minnesota.
Credit checks
Lenders may or may not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or TransUnion. Lenders may perform alternative credit checks or consumer reports through alternative providers. By submitting your request for a referral, you are authorizing our referral sources including lenders to independently verify the information you submitted and your credit worthiness.
No guarantee
The completion of the application form does not guarantee approval of a loan or approval of the loan amount requested. The installment loan amount will vary depending on the lender who accepts the application within our database. The time taken to transfer a cash advance loan may vary. This website does not directly endorse a particular product and service. Any information on this website should be taken as opinion only.
Short-term loan notice
This is a short-term loan, not a long-term financial solution. Short-term loans are intended to address immediate, near-term cash needs and are not suitable for managing ongoing debt or long-term financial difficulties. Late fees and non-sufficient funds/returned item fees may apply as described in your loan agreement.
